Credit Cards
 Credit Cards
Texas VISA & MasterCard
- Platinum Flex Miles
- Platinum Visa
- Gold Texas Flag MasterCard
- Texas Armadillo Visa
- Texas Flag MasterCard
Our Texas Cards save you money. Plain and simple. And as with any MasterCard
or Visa, the Texas Cards mean worldwide acceptence. We offer a complete
line of cards including Visa, MasterCard, MasterCard Gold, Platinum Visa,
and the Platinum Flex Miles Card that rewards you with free airline tickets.
-
Interest Free Grace Period
- Travel Accident Insurance
- Charge Account Protection
These cards are accepted worldwide at businesses, financial institutions
and ATM's displaying the CIRRUS logo. Call or e-mail First State Bank of
Mesquite for an application.
|
Annual
Percentage Rate |
5.9%
Introductory Annual Percentage Rate will be in effect for the first
6 months from the date the account is opened. After that, the Annual
Percentage Rate (APR) will be a variable rate at prime + 7.9% (currently
16.15%). |
|
Variable
Rate Information |
Your
Annual Percentage Rate may vary. The APR is determined by adding
the margin of 7.9% to the National Prime Rate as published in the
Wall Street Journal on the third Wednesday of each March, June, September,
and December. |
|
Grace
Period for repayment of balances for purchases |
25
days. No grace period on cash advances. |
|
Annual
fee |
None |
|
Method
of Computing the Balance for Purchases |
Average
Daily Balance (including new purchases and cash advances) |
|
Additional
Fees |
Late
Payment: 5% of the minimum payment or $15.00, whichever is greater.
Over Credit Limit Fee: $10. |
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|
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