The following fees may be assessed against your account and the following
transaction limitations, if any, apply to your account. Check and deposit
printing fee depends on style ordered.
Temporary checks (10 checks) |
$1.50 |
Overdraft (each debit or check paid) |
$25.00 |
Nonsufficient funds (NSF) item (each) |
$25.00 |
Nonsufficient funds (NSF) ACH |
$25.00 |
(ACH
- preauthorized withdrawal) |
|
Stop payments (all items) |
$25.00 |
Account research |
$20.00
per hour/min. |
Account balancing assistance |
$20.00
per hour/min. |
Telephone inquiries to customer service |
$1.00 |
(more
than 3 each month) |
|
Account activity printout |
$1.00 |
Photocopies |
$0.50 |
Research copies (microfilm, optical disc) |
$1.00 |
Collection item fees (within U.S.) |
$10.00 |
Collection notes |
$10.00 |
Levies & other legal fees |
$50.00 |
Credit verification by mail |
$7.50 |
Credit verification by fax |
$15.00 |
Domestic wire transfers |
|
| Outgoing |
$12.00 |
Incoming |
$10.00 |
International wire transfers |
$35.00 |
Traveler's
Checks |
1% of purchase |
Lock bag |
$25.00 |
Zipper bag |
$3.50 |
Change Orders |
|
| Currency
(per strap) |
$0.18 |
Coin
(per roll) |
$0.06 |
(large volume of unrolled coin additional charge) |
|
Accounts closed within 30 days of opening |
$10.00 |
Money Orders & Cashier's Checks must be purchased
with cash or collected funds |
|
|
Money Orders (up to $250.00) |
$1.00 |
Cashier's Checks |
|
| Customer |
$3.00 |
($ 250.00 - $ 2,999.99) Non-Customer |
$6.00 |
Cashier’s Checks |
|
| Customer |
$7.50 |
($3,000.00 and up )Non-Customer |
$15.00 |
|
|
ATM Fees and limitations |
|
(available to sole proprietors only) |
|
Issue card |
no charge |
Replacement card |
$3.00 |
Withdrawal (on premise) |
no charge |
Withdrawal (off premise) |
$1.00 |
Balance Inquiry/Deposit(on premise only) |
no charge |
Balance Inquiry Off Premise |
$0.50 |
Withdrawal limit (per business day) |
$400.00 |
Visa Gift Card |
$6.00 |
Internet Banking |
no charge |
Monthly Fee |
no charge |
Bill Payments |
no charge |
| Safe deposit boxes (annual fee) |
|
3 X 5 |
$15.00 |
4 X 5 |
$20.00 |
3 X 10 |
$30.00 |
4 X 10 |
$40.00 |
5 X 10 |
$50.00 |
10 X 10 |
$75.00 |
| Key deposit for safe deposit boxes |
$20.00 |
| Drill fee for safe deposit boxes |
$75.00 |
| Contents of Safe Deposit Boxes are not
covered by FDIC. |
| |
| Check cashing policy: There will
be a $10.00 minimum charge or 1% of the amount on approved checks,
whichever is greater. We reserve the right to at any time require not
less than 7 days notice in writing before each withdrawal from an interest-bearing
account other than a time deposit, or from any other savings account
as defined by Regulation D. |