First State Bank  

Business Checking Accounts

Commercial Checking

Minimum required to open $ 300.00

Activity Charges

Monthly Fee: $ 12.00
Each debit (check) $ .20
Each credit (deposit)  $ .20
Each item deposited $ .10
*Fees may be offset by an earnings credit on the average collected balance less a reserve requirement.

Analysis Charges (If applicable)

Coin - per roll $ .06
Currency - per strap $ .18
Return item (charge back) $ 4.00
Wire transfers - incoming (US) $ 10.00
Wire transfers - outgoing (US) $ 12.00
Wire transfers - international $ 35.00


  for Commercial 
Account Worksheet 

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Commercial Super NOW Checking - Rates Board
Available only to sole proprietors, non-profit organizations and government units.
NOT AVAILABLE FOR CORPORATIONS, PARTNERSHIPS, ASSOCIATIONS, OR OTHER FORMS OF ORGANIZATIONS OPERATED FOR PROFIT. 

Minimum required to open $ 1000.00
Interest Rate May be changed at our discretion
Low Balance Fee $ 15.00

Activity Charges

Monthly Fee: $ 12.00
Each debit (check) $ .20
Each credit (deposit)  $ .20
Each item deposited $ .10

Analysis Charges (If applicable)

Coin - per roll $ .06
Currency - per strap $ .18
Return item (charge back) $ 4.00
Wire transfers - incoming (US) $ 10.00
Wire transfers - outgoing (US) $ 12.00
Wire transfers - international $ 35.00

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Commercial Money Market - Rates Board
Transfers from a Money Market Account to another account or to third parties by pre-authorized, automatic or telephone transfers are limited to six per statement cycle, with no more than three by check, draft or similar order to third parties. Excessive withdrawal fee - $ 10.00.

Minimum required to open $ 1000.00
Interest Rate May be changed at our discretion
Low Balance Fee $ 10.00 (if balance falls below $1,000)


 for Commercial 
Account Worksheet 

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First Advantage Small Business Checking
No monthly maintenance fee or activity fee if your minimum balance is $ 5,000.00 or more and the total number of items processed are no more than 150 during the statement cycle. 

If your minimum balance is less than $ 5,000.00 during the statement cycle, there will be a $ 12.50 charge. Excess item charge for more than 150 per statement cycle will be $ .25 each. Open your account with $5,000 and receive a First State Bank night deposit locking bag.

The Simplified Approach to Banking that saves you money.At First State Bank we believe our customers deserve the 
advantage of a convenient and valuable banking account.First Advantage offers you the best banking value in Texas.

IOLTA Super Now Checking - Rates Board

Minimum required to open $ 1000.00
Interest Rate May be changed at our discretion

 

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