Commercial Accounts Worksheet for Earnings Credit

Analysis

Collected Balance

Reserve Requirement = 15%

Funds (sub total)

by Earnings Credit Rate= 3.65%

3.65%

Divided by number of days in year

Multiply by number of Days in Cycle

Total Earnings Credit

Services

Items @ .10 each

x .10

(deposits) @ .20 each

x .20

(checks) @ .20 each

x .20

Monthly Maintenance Fee

12.00
Services Total Charges

Total Earnings Credit

Net Service Charge Due for the Month